Terms of Service

Last Updated: 13 February 2026

Agreement to Terms

By accessing our website or participating in our workshops, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access our services.

Description of Services

Monteravino provides educational workshops focused on practical bookkeeping skills for small business owners and market traders. We offer training programs in multiple locations across Ghana with materials available in English and Twi.

Our services are educational in nature. We do not provide accounting services, tax preparation, financial advice, or business consulting.

Workshop Registration

Registration Process

To register for a workshop, you must provide accurate and complete information. Registration is confirmed upon receipt of payment and confirmation communication from Monteravino.

Payment and Fees

Workshop fees are due at the time of registration. Payment methods and specific fees are communicated during the registration process. All fees are non-refundable except as outlined in our cancellation policy.

Cancellation and Rescheduling

If you need to cancel your registration, notify us at least three days before the workshop date. We will transfer your registration to a future session. Cancellations made less than three days before the workshop are not eligible for transfer.

Monteravino reserves the right to cancel or reschedule workshops due to insufficient enrollment or unforeseen circumstances. In such cases, participants will receive full refunds or the option to transfer to another session.

Intellectual Property

All workshop materials, content on our website, and educational resources are the intellectual property of Monteravino. You may not reproduce, distribute, or create derivative works from our materials without written permission.

Workshop participants may use materials provided during training for their personal business purposes only.

User Conduct

When using our services, you agree to:

Limitation of Liability

Monteravino provides educational services only. We make no guarantees about business outcomes resulting from workshop participation. You acknowledge that:

To the maximum extent permitted by law, Monteravino shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

No Professional Advice

Our workshops teach practical bookkeeping skills but do not constitute professional accounting, tax, legal, or financial advice. For specific guidance regarding your business, consult qualified professionals.

Website Use

Our website is provided for informational purposes. We strive to keep information accurate and current but make no warranties about completeness or accuracy. Website content may be updated without notice.

Third-Party Links

Our website may contain links to third-party resources. These links are provided for convenience only. We do not endorse or assume responsibility for third-party content.

Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect and use your information.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes become effective when posted on our website. Your continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by the laws of Ghana. Any disputes arising from these terms shall be resolved in the courts of Ghana.

Contact Information

For questions about these Terms of Service, contact us:

Email: info@monteravino.com
Phone: +233 24 283 3142
Address: Hno 346 Peregrino Aryee St, Accra, Ghana